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Student Insurance

COVID-19 (Coronavirus) Information

Here are the important details you need to know now. For additional details, visit the uhcsr.com/news page.

Insurance Requirement

The university requires all full-time undergraduate and graduate students and all F-1 or J-1 international students to have health insurance coverage throughout the entire school year as a condition of enrollment due to the extremely high cost of health care and the importance of adequate health insurance coverage. The school sponsors a comprehensive Student Insurance Plan as an option for these students. Every academic year, these students must either elect to enroll in or waive out of the Student Insurance Plan to comply with this requirement. Falsifying or misrepresenting insurance information is a violation of the Honor Code and will be reported.

Important Dates
First two columns for fall dates and second two columns for spring dates
Fall 2020 Spring 2021
Fall Insurance Billing Deadline

Friday,

07/31/2020

Spring Insurance Billing Deadline

Thursday,

12/31/2020

Fall Final Waiver Deadline

Friday,

09/04/2020

Spring Final Waiver Deadline Friday, 02/05/2021
Fall Final Enrollment Deadline

Monday,

11/30/2020

Spring Final Enrollment Deadline Wednesday, 03/31/2021

The 2020-2021 Student Insurance Waiver/Enrollment system is now open and accepting submissions! Submit your Waiver Request or Enrollment/Opt-In Request today in compliance with the Insurance Requirement.

How to Waive Out for 2020-2021

All Continuing and all New, Transfer or Readmitted full-time students & all F-1/J-1 International students who want to waive out of the Student Insurance Plan for the 2020-2021 school year because you already maintain other adequate health insurance coverage must submit an approved 2020-2021 Waiver Request form by the Fall Insurance Billing Deadline noted above to avoid being billed the Health Insurance Policy charge to their Student Account.

How to Enroll for Fall 2020

All Continuing and all New, Transfer or Readmitted full-time students & all F-1/J-1 International students who want to enroll in the Student Insurance Plan for the 2020-2021 school year because you do NOT already maintain other adequate health insurance coverage must submit an approved Fall 2020 Enrollment Request form by the Fall 2020 Insurance Billing Deadline noted above to be billed the Health Insurance Policy charge to their Student Account. You are financially responsible for the insurance policy fee and should pay the charge in a timely manner. (*Continuing students must also submit a Spring 2021 Enrollment form between 11/15-12/31 to ensure your continued insurance enrollment and billing for the Spring/Summer coverage period).

Forgot to Waive or Enroll?

All Continuing or New, Transfer or Readmitted full-time students who do not submit either an approved Waiver or Enrollment form by the Fall 2020 Insurance Billing Deadline noted above will have the Health Insurance Policy charge posted to their Student Account and will be financially responsible for the charge UNLESS they file an approved Waiver Request by the Spring Final Waiver deadline. Enrollments will be processed AFTER the Fall 2020 Final Waiver deadline so students are strongly urged to submit the appropriate Fall 2020 Student Insurance form by the Fall Insurance Billing deadline to ensure your timely enrollment and to avoid a temporary lapse in coverage.

Important Note: All full-time students ARE eligible to use the services of the Student Health Center. Waiving the Student Insurance Plan DOES NOT affect eligibility for services at the Student Health Center.

Insurance Eligibility

For the purpose of defining Student Insurance eligibility, full-time is defined by the university as undergraduate students taking 12 or more credit hours during the Fall, Spring and Summer academic terms and graduate students taking 9 or more credit hours during the Fall and Spring terms (or the equivalent of full-time study) and 6 or more credit hours during the Summer term (3 or more credit hours for A&S and VIMS graduate students).

Part-time or continuous enrollment students are not eligible for nor should they enroll in the Student Insurance Plan.

Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased to remain eligible. Students in good standing who are actively engaged in academic study (Graduate Research or Dissertation) are considered by the university to be actively attending classes. Students must meet the Eligibility requirements each time you pay a premium to continue your insurance coverage.

Private Insurance

The Student Health Center DOES NOT file any private insurance claims for charges, except for the university-sponsored Student Insurance Plan. The Student Health Center will provide the student with a detailed, itemized bill that can be submitted to your private insurance company for possible reimbursement. However, the Student Health Center providers do not participate in any insurance networks or groups, therefore any medical expenses submitted to your private insurance will likely be treated as an out-of-network claim.