Financial Estimates

Financial Estimates for Fall 2026 & Spring 2027

These financial estimates do not guarantee actual costs and are only used for issuing the I-20 and DS-2019 immigration documents. The actual costs may be higher than those listed below.

These estimates do not include summer tuition and living expenses. Students taking courses in the summer will be charged separately for summer tuition and fees.

Please check the tuition and fees website for the most accurate information; graduate students should review the graduate tuition and fees.

Financial Estimates for Fall 2025 & Spring 2026

These financial estimates do not guarantee actual costs and are only used for issuing the I-20 and DS-2019 immigration documents. The actual costs may be higher than those listed below.

These estimates do not include summer tuition and living expenses. Students taking courses in the summer will be charged separately for summer tuition and fees.

Please check the tuition and fees website for the most accurate information; graduate students should review the graduate tuition and fees.

Explanation of Estimated Expenses

Joint Degree Programme
*Students beginning the joint degree programme at St Andrews University will pay tuition to St Andrews directly and only need to show funds for the living and student health insurance expenses. Students beginning the program at W&M must show tuition, living, and student health insurance expenses.

Tuition & Fees
The tuition and fees estimates are based on a 3% increase in the tuition and fees rates for each academic year (not including courses taken in the summer). They do not guarantee actual costs and are only used for issuing your I-20 or DS-2019. The actual costs may be higher than those listed above. Please check the tuition and fees website for the most accurate information; graduate students should review the graduate tuition and fees. 

F-1 and J-1 international students will also be charged a one-time New International Student Fee of $165 at the beginning of the student's program. They will also incur an $85 Service Fee for each enrolled semester except for summer sessions. 

Financial estimates for issuing the I-20 or DS-2019 immigration documents are usually updated in October for ISSP begins issuing documents for new international students in November. The W&M Board of Visitors usually approves the upcoming academic year's tuition and fees in April or May. However, we do not update the financial estimates after the BOV approval so that the funding requirements are consistent for all new international students for the purpose of issuing the I-20 or DS-2019 document. 

Living Expenses
Living expenses include estimated costs for housing, food, and personal expenses (e.g., cell phone, transportation, travel, books, clothes, etc.) for 9 months (fall and spring semesters).

These estimates are based on a 2% increase in the current estimated undergraduate and graduate living expenses provided by the university.

Note: The federal loan fees included in the university’s estimated cost of attendance do not apply to international students and thus it is not included in the living expenses calculation for international students.

Student Health Insurance
The university requires all full-time undergraduate and graduate students and all F-1 and J-1 international students to have health insurance coverage throughout the school year as a condition of enrollment. This estimate is based on a 5% increase of the current annual cost of the student health insurance plan.

Acceptable Funding Documents

You will submit all documents through iStart. Your documents must be legible and not more than 6 months old at the time of admission and must be in English. Scanned copies are acceptable, but you must bring the original documents when applying for your visa and may need to show them when entering the US.