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Health & Dental Insurance

Eligible Employees

Classified  |  Operational  |  Executive  | 12-Month Faculty & Professional  |  9-Month Faculty & Professional

Statewide Health Plans

As state employees, we have these health insurance plans to attend to our employees' health needs. The Commonwealth's Department of Human Resources Management (DHRM) administers these plans. For in-depth descriptions and cost of premiums for each plan, including optional buy-ups, visit DHRM's Health Benefits website on plan choices.

Health Insurance Plans
Plan Provider Health Plan Availability
Anthem COVA Care Statewide and elsewhere
Anthem COVA HDHP (High Deductible Health Plan) Statewide and elsewhere
Aetna

COVA HealthAware

Statewide and elsewhere

OptimaHealth

Optima Health HMO

Regional, mostly in Hampton Roads

Kaiser

Kaiser Permanente Regional HMO

Regional, mostly in Northern Virginia

Statewide Dental Plan

Delta Dental of Virginia administers dental coverage, including diagnostic and preventive care. The Expanded Dental option covers, at an additional cost, primary care services such as fillings and root canals, orthodontic services, and major restorative services such as crowns, bridgework, implants, and dentures. To see if your dentist is in the Delta Premier network, or to search for a participating dentist, visit the Delta Dental website. Click on “Find a Dentist” and select the Delta Premier program. 

Coverage

The plan year begins July 1 and ends June 30 of the following year.

Coverage for new employees begins on the first day of the month following the hire date. Coverage for new employees hired on the first of a month begins on the same day.

Enrolling and Making Changes
  • Initial enrollment: New employees must make their health insurance elections through Cardinal within 30 calendar days of their date of hire. Failure to submit elections within 30 calendar days results in automatic waiver of coverage.
  • Open enrollment: Open enrollment gives employees a chance to change health insurance election, including adding or removing dependents. Open enrollment is usually held in early May each year and changes become effective on July 1.
  • Qualifying mid-year event (QME): In addition to initial and open enrollment periods, employees may make changes within 60 days of a QME. Check out which life events are qualifying mid-year events and how to submit required documentation to University HR.
Employee Premiums

Full-time employees pay the employee portion of the total monthly premium with the state paying the remainder of the cost. Employee premiums are deducted from paychecks before taxes are paid.

COVA Care and HealthAware members may be able to reduce monthly premiums by participating in premium rewards. The reward amount is $17 per month, and if your covered spouse participates you can double your monthly reward.

For current monthly premiums and premium reward requirements, visit DHRM's Health Benefits website.