Student Insurance Enrollment Information
General Information
The annual master policy becomes effective on August 1 and terminates on July 31 but students are billed in two installments for the Fall and Spring/Summer coverage separately. The Fall coverage period begins on 8/1 and ends on 12/31 and the Spring/Summer coverage begins on 1/1 and ends on 7/31. These coverage dates and premium rates are set by the school in accordance with the contract and cannot be changed or prorated further. This policy is a Non-Renewable One-Year Term Policy.
Students may elect to enroll in the student health insurance anytime during a coverage period (up to 31 days before the last day of class for that academic term) but the rates are not pro-rated further. Students must meet the Eligibility requirements each time you pay a premium to continue your insurance coverage (see Insurance Eligibility on the Student Insurance page). Refunds of premiums are allowed only upon entry into the armed forces. The Enrollment FAQ's may answer any questions you have regarding the insurance enrollment process.
Important Note:
- It is the student's responsibility to verify that your Student Account has been billed appropriately for the Health Insurance Policy charge.
- If you do not see the Health Insurance Policy charge on your Student Account, please contact the [[student.insurance, Student Insurance Coordinator]] at the university immediately.
Deadlines
| Fall 2023 | Spring 2024 | |||
| Insurance Billing Due Date | Mon. 07/31/2023 | Insurance Billing Due Date | Sun. 12/31/2023 | |
| Final Enrollment Deadline | Wed. 11/01/2023 | Final Enrollment Deadline | Mon. 04/01/2024 |
Late Enrollment Requests will be billed the full cost (premium) for the coverage period requested. No prorated or reduction in the cost is available. Enrollments will be considered AFTER the Final Enrollment Deadline under special circumstances only. Contact the Student Insurance Coordinator to inquire about enrollment after the posted deadline.
All Full-time Students
All full-time Continuing & New, Transfer, Readmitted undergraduate and graduate students and all F-1/J-1 International Students for 2023-2024 academic year who wish to be enrolled in the university-sponsored Student Insurance Plan and have the cost billed to your W&M Student Account must submit an online Fall 2023 Student Insurance Enrollment form by the posted deadline each academic term to facilitate your timely insurance enrollment and billing for the university-sponsored Student Insurance Plan.
The Student Insurance Waiver/Enrollment system is now opened for submissions for the 2023-2024 school year. Submit your online Opt-In Enrollment form now to activate your coverage with UnitedHealthcare Student Resources with an effective date of 08/01/2023!
Dependents
Students who enroll in this plan may insure their dependents. Eligible dependents are the student's spouse or domestic partner and dependent children under 26 years of age. Insured students who wish to enroll their eligible dependents must purchase dependent coverage directly with UnitedHealthcare StudentResources online through UHCSR's online services, My Account using the Enroll Dependent button found on the My Account Home page.
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Continuation
Insured students who have graduated, withdrawn or changed from full to part-time status AND have been continuously insured under W&M's policy for at least 3 consecutive months are eligible to continue their coverage for a period of not more than 180 days/6 months under the school's policy in effect at the time of the Continuation. Insured students who are leaving the university must apply for the Continuation coverage within 31 days of the termination of your current student coverage and must enroll directly with UnitedHealthcare StudentResources by logging into your UHCSR MyAccount and using the link found in the Action Center or Home page. (Note: link will NOT be available until 1 month before and 1 month after the policy expiration date of 7/31.)
Unfortunately, it is not possible to enroll in the W&M policy for the first time under the Continuation coverage; you MUST have been continuously insured under either the Fall or Spring/Summer coverage periods to be eligible.
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