Banking in the U.S.

Opening an Account

To open a bank account, you will need to apply in person at a local bank and provide the following items:

  • Passport, I-20 or DS-2019 (for F-1 and J-1 students and scholars)
  • W&M ID card
  • Your physical (street) address
    • If you live on campus, you can find the street addresses for your residence hall on each individual hall page. You will also need to provide the bank with your mailing address (students' mail will be sent to their CSU mailboxes). You can find instructions for your mailing address on the W&M Postal Services website.

  • Some banks require a Social Security Number (SSN) to open a bank account.
    • This is a bank policy and not a federal regulation. Federal regulations allow one to open a bank account without an SSN provided that the customer completes a form W-8BEN. This form is available at the bank.

Most international students and scholars have accounts at the following banks:

Bank of America
4620 Monticello Ave. (757-220-3250); 3.9 km from W&M

Wells Fargo Bank (1-800-869-3557)
ATM machine available at the Sadler Center
1006 Richmond Rd. (757-220-6200); 1.4km from W&M
2469 George Washington Memorial Hwy (804) 642-2185; 3.5km from VIMS

SunTrust Bank
202 North Henry St. (757-564-1040); 0.5km from W&M
1478 George Washington Memorial Highway (804) 993-6001; 0.6km from VIMS

Most banks are open Monday through Friday, 9:00am-5:00pm, and some banks are open Saturdays from 9:00am-12:00 noon.