Student Insurance Waiver Information

General Information

All full-time undergraduate and graduate students admitted Fall 2006 or after will be enrolled in the college-endorsed Student Insurance Plan and the cost will be billed to your student account in two installments (fall and spring semester) UNLESS proof of other adequate health insurance coverage is furnished. Students who already have health insurance for the entire year/term must submit a waiver request by the deadline EACH academic year, and the waiver request must be approved to avoid being enrolled in the Student Insurance Plan. Waiving the Student Insurance Plan does not affect eligibility for services at the Student Health Center.

You will need your individual 9-digit W&M Student ID number (beginning with 93) and current insurance information. Click on the link below under the appropriate student heading to access the Waiver Request form.

Important Note: You will be redirected to a secure waiver system provided by UnitedHealthcare StudentResources (UHCSR), the contracted student insurance company. Your private insurance information is secure and can only be accessed by a W&M administrator with a unique logon and password. Also, the form requires a simple, electronic signature to indicate that you accept the Acknowledgement. To sign electronically, you simply type your name into the form field prior to submitting the completed form. If someone other than the student completes the form, please include reference initials. Immediately after submission, there is an onscreen confirmation and one is also sent to the W&M email address supplied on the form. You should retain a copy of one of these confirmations for your records. Students will be responsible for the charge(s) on their student account if the Waiver Request is not approved or is not submitted in a timely manner.

The Waiver FAQ's may answer any questions you have regarding the waiver process.
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To avoid being billed for the W&M Student Insurance, a 2018-2018 Student Insurance Waiver Request is due by July 31 for ALL full-time new, transfer, readmitted OR continuing students who have other health insurance coverage for the entire 2018-2019 academic year. 2018-2019 Student Insurance Waiver Information will be available in June 2018!

After the waiver period due date, Waiver Requests may be considered at the discretion of the College and there is a point at which no further waivers may be considered. If your late waiver request is approved and you were charged, you should see the credit post to your eServices Account Activity within 3-5 business days. If your Waiver Request is not approved or you failed to submit a waiver, you will be responsible for the health insurance policy charge on your student account.

Domestic Students

Insurance plans submitted for waiver must provide coverage for the entire 2018-2019 academic year. (2018-2019 Waiver Requests must provide coverage for 08/24/2018 to 05/12/2019 at minimum.) This is a mandatory requirement.

If your plan meets the requirement, you must submit an online 2018-2019 Domestic Student Insurance Waiver Request as proof of other insurance. 2018-2019 Waiver information to be posted in June 2018!

Students with other health insurance plans that have a closed-network of providers (such as Kaiser Permanent & Tricare Prime) or with limited coverage outside of your area (such as regional HMOs), or otherwise inadequate benefits (such as HDHPs) must carefully review their options before waiving the College-sponsored insurance plan because healthcare may not be reasonably accessible in the Williamsburg area with some other health plans.

Please note that Medicaid coverage is state specific and does not provide coverage out-of-state. Therefore, out-of-state Medicaid is not considered adequate health insurance coverage so a waiver request will not be approved.
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F-1 & J-1 International Students

Effective with the 2018-2019 school year, all F-1 and J-1 International students are required to purchase the W&M-sponsored Student Insurance Plan. The Health Insurance Policy fee will be posted to your W&M Student Account each semester and you are responsible for paying this fee in a timely manner to avoid a financial Hold being placed on your account that could prevent you from registering from classes.

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