Student Insurance Enrollment Information


General Information

The annual master policy becomes effective on August 1 and terminates on July 31 but students are billed in two installments for the Fall and Spring/Summer coverage separately. The Fall coverage period begins on 8/1 and ends on 12/31 and the Spring/Summer coverage begins on 1/1 and ends on 7/31. These coverage dates and premium rates are set by the school in accordance with the contract and cannot be changed or prorated further. This policy is a Non-Renewable One-Year Term Policy.

Students may elect to enroll in the student health insurance anytime during a coverage period (up to 31 days before the last day of class for that academic term) but the rates are not pro-rated further. Students must meet the Eligibility requirements each time you pay a premium to continue your insurance coverage (see Insurance Eligibility on the Student Insurance page). Refunds of premiums are allowed only upon entry into the armed forces. The Enrollment FAQ's may answer any questions you have regarding the insurance enrollment process.

Important note

It is the student's responsibility to verify that your Student Account has been billed appropriately for the Student Health Insurance. If you do not see the Health Insurance Policy charge on your Student Account, please contact the [[student.insurance, Student Insurance Coordinator]] at the College immediately.
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The Spring 2019 Student Insurance Enrollment form is available for submission and is due by 12/31 to ensure timely enrollment and billing. After submitting the Enrollment form, please verify that the $1297 Health Insurance Policy-Spring charge is on your Spring 2019 tuition billing in either Dec.. (due 1/4) or Jan. (due 2/1).
All Full-time Students

All full-time new, transfer, or readmitted undergraduate and graduate students for Spring 2019 who wish to be enrolled in the college-endorsed Student Insurance Plan and have the cost billed to your W&M Student Account must submit an online Spring 2019 Student Insurance Enrollment form by the posted deadline each academic term/year to facilitate your timely insurance enrollment and billing for the college-sponsored Student Insurance Plan. The Spring 2019 Student Insurance Enrollment form is due by 12/31 to ensure your timely enrollment and accurate billing by the College. We continue to accept Enrollments after 12/31, but there will be a 1-3 business day delay in accessing your Insurance ID card.

Continuing undergraduate and graduate students who submitted an Enrollment form in the Fall will have their insurance continued for the Spring/Summer coverage period as long as you are registered for full-time credit hours for the Spring '19 academic term. However, your Spring/Summer coverage will NOT be processed until late Jan./early Feb. Therefore, to facilitate your continued enrollment in a timely manner, please submit the online Spring 2019 Enrollment form. Coverage is updated with UHCSR immediately (in real time) following submission of the online Spring 2019 Enrollment form.

Students who wish to be enrolled by the College in this insurance plan AND be billed the FULL PREMIUM for the 2018-2019 annual coverage in the Fall (not billed in two installments-Fall & Spring) should contact the [[student.insurance, Student Insurance Coordinator]] between 07/01/18-07/31/18 to ensure your accurate enrollment and billing to your Student Account. You should also verify the FULL Health Insurance Policy fee is charged to your Student Account.
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Dependents

Students who enroll in this plan may insure their dependents. Eligible dependents are the student's spouse or domestic partner and dependent children under 26 years of age. Insured students who wish to enroll their eligible dependents must purchase dependent coverage directly with UnitedHealthcare StudentResources either online through UHCSR's online services, My Account or using the mail-in 2018-2019 Dependents Enrollment Form.
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Continuation

Insured students who have graduated, withdrawn or changed from full to part-time status AND have been continuously insured under W&M's policy for at least 3 consecutive months are eligible to continue their coverage for a brief of not more than 180 days/6 months under the school's policy in effect at the time of the Continuation. Insured students who are leaving the College must apply for the Continuation coverage within 31 days of the termination of your current student coverage and must enroll directly with UnitedHealthcare StudentResources using the mail-in 2018-2019 Continuation Enrollment Form.

Unfortunately, it is not possible to enroll in the W&M policy for the first time under the Continuation coverage; you MUST have been continuously insured under either the Fall or Spring/Summer coverage periods to be eligible.
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