If you are considering purchasing travel insurance, here are a few things to remember:
- Most travel insurances include basic medical and accident coverage, baggage loss or delay, and trip cancellation, interruption or delay. Specialized insurance policies can vary from country to country, so remember to always make sure you know exactly what your policy covers.
- Make sure that your travel insurance is valid for the entire duration of your stay abroad.
- Bear in mind that if you need to make a claim, most travel insurance companies require you to have purchased the insurance policy before you leave on your trip.
- If you need insurance to cover you for high-risk sports such as winter sports, scuba-diving or mountain climbing, please ensure that you mention this at the time of purchase and take out extra insurance cover if necessary.