All full-time undergraduate and graduate students admitted Fall 2006 or after will be enrolled in the college-endorsed Student Insurance Plan and the cost will be billed to your student account in two installments (fall and spring semester) UNLESS proof of other adequate health insurance coverage is furnished. Students who already have health insurance for the entire academic term/year must submit a waiver request by the deadline each academic year, and the waiver request must be approved to avoid being enrolled in the Student Insurance Plan. Waiving the Student Insurance Plan does not affect eligibility for services at the Student Health Center. Students with limited out-of-area coverage (HMOs) or otherwise inadequate coverage (HDHPs) are urged to carefully review their options before waiving the College-sponsored insurance plan.
You will need your unique 9-digit W&M Student ID number (beginning with 93) and current insurance information. Click on the link below under the appropriate student heading to access the Waiver Request form.
Important Note: You will be redirected to a secure waiver system provided by the contracted student insurance company, UnitedHealthcare. Your private insurance information is secure and can only be accessed by a W&M administrator with a unique logon and password. The form requires a simple, electronic signature to indicate that you accept the Acknowledgement. To sign electronically, you simply type your name into the form field prior to submitting the completed form. If someone other than the student completes the form, please include reference initials. Immediately after submission, you will receive an onscreen and email confirmation, which will be sent to the W&M email address supplied on the form. You should retain a copy of one of these confirmations for your records. Students will be responsible for the charge(s) on their student account if the Waiver Request is not approved.
The Waiver FAQ's may answer any questions you have regarding the waiver process.
To avoid being billed for the W&M Student Insurance, a 2013-2014 Waiver Request was due by July 1 for all continuing students AND new, transfer or readmitted students entering the College Fall 2013. The College continued to accept waiver requests until 09/30/2013, but is no longer accepting 2013-2014 Waiver Request and the waiver system is now closed. The $709 Health Insurance Policy - Fall charges were already posted to student accounts and those who did not file an approved waiver request will be responsible for this charge. We will begin accepting Spring 2014 Waiver Requests on or around 12/01 with a posted deadline of January 10.
After the waiver period has ended, Waiver Requests will only be considered at the discretion of the College and on a case-by-case basis. If your request is approved and you were charged, you should see the credit post to your eServices Account Activity within 3-5 business days. If you request is not approved, you will be responsible for the health insurance policy charge on your student account.
Insurance plans submitted for waiver must provide coverage for the entire academic term/year. (2012-2013 Waiver Requests must provide coverage for 08/01/2013 to 05/08/2014 at minimum.) This is a mandatory requirement.
If your plan meets the requirement, you must submit an online 2013-2014 Domestic Student Insurance Waiver Request.
Insurance plans submitted for waiver must provide coverage for ALL of the following requirements: (see helpful Guidelines for more information)
- Coverage for the entire academic term/year (2013-2014 Waiver Requests must provide coverage for 08/01/2013 or date of arrival in the U.S. [whichever is earlier] to 05/08/2014 or date of departure from the U.S. [whichever is later.])
- Coverage of at least $75,000 per injury or sickness
- Coverage of at least $7,500 for Repatriation and of at least $10,000 for Medical Evacuation
- Coverage for mental health (including suicide attempt, substance and alcohol abuse treatment)
- Coverage for harm to self, suicide or attempted suicide
- Coverage for maternity/pregnancy care (females only)
If your plan meets ALL of the requirements, you must submit an online 2013-2014 International Student Waiver Request. If your plan DOES NOT meet all of the requirements or you cannot provide proof of the same, you WILL NOT obtain a waiver, so please do not submit a request for one. F-1 & J-1 International Students should not purchase any other health insurance until they are certain their waiver request will be approved. Review the Guidelines to determine if your plan meets ALL of the College's requirements.