Student Insurance Enrollment Information
General Information
The annual master policy becomes effective on August 1 and terminates on July 31 but students may also purchase the Fall and Spring/Summer coverage separately. The Fall coverage period begins on 8/1 and ends on 1/15 and the Spring/Summer coverage begins on 1/16 and ends on 7/31. These coverage dates are set and cannot be changed. This policy is a Non-Renewable One-Year Term Policy.
Students may elect to enroll in the student health insurance anytime during a coverage period (up to 31 days before the last day of class for that academic term) but the rates are not pro-rated further. Students must meet the Eligibility requirements each time you pay a premium to continue your insurance coverage (see Insurance Eligibility on the Student Insurance page). Refunds of premiums are allowed only upon entry into the armed forces. The Enrollment FAQ's may answer any questions you have regarding the insurance enrollment process.
Important note
It is the student's responsibility to verify that your student account has been billed appropriately for the coverage desired. If you do not see the appropriate charge on your student account, please contact the [[student.insurance, Student Insurance Coordinator]] at the College immediately.
Students admitted Fall 2006 or after
All full-time undergraduate and graduate students admitted Fall 2006 or after who do not submit a waiver request by the deadline or whose waiver request is not approved WILL BE ENROLLED in the Basic coverage of the college-endorsed Student Insurance Plan and the cost WILL BE BILLED to your student account in two installments (fall and spring semester).
Students who wish to be enrolled by the College in the Basic coverage AND the Optional Major Medical coverage OR students who wish to be enrolled by the College in the Basic coverage and be billed the FULL PREMIUM for the annual coverage (not in installments) should complete the College Enrollment Request to ensure your correct enrollment and billing to your Student Account. Students who wish to enroll in the Basic coverage only and who wish to be billed in two installments do not need to complete the College Enrollment Request.
Students who wish to enroll in the Basic coverage but who DO NOT want to have the cost billed to your student account because you would rather pay the cost via credit card or eCheck with no additional credit card convenience fee may enroll directly with UnitedHealthcare StudentResources.
Students admitted prior to Fall 2006
All full-time undergraduate and graduate students admitted prior to Fall 2006 are NOT REQUIRED to have health insurance coverage as a condition of enrollment and therefore WILL NOT be automatically enrolled in the College-endorsed Student Insurance Plan if you do not submit a waiver request.
However, you ARE eligible to enroll in the college-endorsed Student Insurance Plan on a voluntary basis. Students who wish to be enrolled voluntarily by the College should complete the College Enrollment Request to ensure your correct enrollment and billing by the College. You may also enroll online directly with UnitedHealthcare StudentResources.
Dependents
Students who enroll may insure their dependents. Eligible dependents are the spouse and unmarried children under 19 years of age or 25 years if a full-time student at an accredited institution of higher learning, who are not self-supporting. Eligible dependents must enroll directly with UnitedHealthcare StudentResources, either using online enrollment or using the mail-in enrollment form.
Continuation
Insured students who have graduated, withdrawn or changed from full to part-time status AND have been continuously insured under W&M's policy for at least 90 days are eligible to continue their coverage for a period of not more than 180 days/6 months. Insured students who are leaving the College must apply for the Continuation coverage directly with UnitedHealthcare StudentResources and must do so within 31 days of the termination of their current student coverage. Unfortunately, it is not possible to enroll in the W&M policy for the first time under the Continuation coverage; you MUST have been continuously insured under either the Fall or Spring/Summer coverage period to be eligible.
