This course will consider issues raised when individuals find themselves unable to repay their debts. The course will briefly consider state law debt collection methods. We then generally discuss consumer bankruptcy filings and the differences between filing for relief under Chapter 7, 12 or 13. The course will emphasize Chapter 7 exemptions, filing claims, the discharge in Chapter 7 and 13, the Chapter 13 plan, and whether bankruptcy should be viewed as a social safety net.
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