Loans are funds that must be repaid by the student or, in the case of the PLUS program, by the parent. The interest accrued and the repayment schedule depends upon the type of loan as well as the lending institution. There are various types of education loans that can assist students and parents in paying for a college education. We believe this information will assist you in your decisions. Please feel free to contact the if you have any questions.

Code of Conduct Governing Student Loan Practices

Types of Loans

• Perkins Loan
• Stafford Loan
• PLUS Loans
  • Parent PLUS Loan (for Undergraduates)
  • Graduate Student PLUS Loan
• Emergency Loan Program
• Private Loans

Loan Entrance & Exit Counseling Information

http://mappingyourfuture.org
Mapping Your Future provides both loan Entrance and Exit Counseling regardless of who your lender may be for your loans. You can complete your required counseling sessions by choosing the following:

Stafford Entrance Counseling
Stafford Exit Counseling
Stafford & Grad PLUS Exit Counseling

Note: Prior to completing Exit Counseling, you will need to gather your loan information by visiting the National Student Loan Database System (NSLDS), http://www.nslds.ed.gov.

Helpful Loan Information

Loan Information Letter (pdf)
Federal Student Aid Ombudsman
Loan Consolidation Information