Loans

About Student Loans

Loans are funds that must be repaid by the student or, in the case of the Direct Parent PLUS Loan, by the parent. The interest accrued and the repayment schedule depends upon the type of loan. There are various types of education loans that can assist students and parents in paying for a college education. We believe this information will assist you in your decisions. Please feel free to contact the loan department staff if you have any questions.  The deadline for applying for loans is the last day of classes in the spring (or the last day of summer classes if you are attending summer session).

Code of Conduct Governing Student Loan Practices

Types of Loans

• Perkins Loan
• Direct Subsidized and Unsubsidized Loan
• Direct PLUS Loans
  • Direct Parent PLUS Loan (for Undergraduates)
  • Direct Graduate PLUS Loan
• Emergency Loan Program
• Private Loans

Loan Entrance & Exit Counseling Information

You can complete your required counseling sessions by choosing the following:

• Subsidized/Unsubsidized Entrance Counseling
• Sub/Unsub & Grad PLUS Entrance Counseling
• Subsidized/Unsubsidized Exit Counseling
• Sub/Unsub & Grad PLUS Exit Counseling

Note: Prior to completing Exit Counseling, you will need to gather your loan information by visiting the National Student Loan Data System (NSLDS).

Helpful Loan Information

• Federal Student Aid Ombudsman
• Loan Consolidation Information
• National Student Loan Data System (NSLDS)
• Department of Education's Federal Student Aid Information Site
• Direct Loan Information
• Loan Repayment Information